Keeping insurance rates low is often only a matter of following safe driving practices. Being a vigilant, careful driver keeps everyone from passengers to pedestrians and surrounding traffic out of danger.
Think ahead and follow these tips to avoid car accidents and reduce hazards.
Speed
One of the most prominent causes of auto accidents is speeding. Traveling speeds are carefully researched by government agencies to estimate the safest environment for motorists and pedestrians alike. Factors in safe travel include visibility, layout, busyness and number of distractions on the side of the roadway. Driving above the speed limit increases the risk of having an accident. It takes longer to stop a vehicle at faster speeds, increasing the chances of hitting something or losing control of the vehicle.
Health
Driving when ill can create a host of hazards that increase the risks for an incident. Drivers should consider whether their condition will put anyone, including themselves, in danger. A cold or the flu is more dangerous when extra distractions are present. Sneezing motorists are inattentive, even if momentarily, and can lose control of the car with a violent sneeze. Cold and flu medicine can cause drowsiness.
Certain prescription medications may also cause sleepiness or inattentiveness behind the wheel. Read warning labels and consider the effects of driving after taking them.
Alcohol
A driver is 27% more likely to be involved in an accident after having two alcoholic drinks compared to having none. Drinking alcohol before driving decreases physical reaction time of hand-eye coordination and affects balance, judgment and attention to detail. Designate a driver at the beginning of the evening out when alcohol is involved. Choosing the least impaired person at the end of the night is risky.
Vehicle
Choose the right automobile. Consider the number of people regularly traveling in the vehicle. Make sure there is enough room for everyone to fit comfortably. Do not allow anyone to sit on someone else's lap. Only carry as many passengers as there are seatbelts to accommodate them.
Keep the vehicle in good repair. Regularly inspect the windshield wipers, tires and hoses. Replace as needed. Check all fluid levels and replenish as necessary with the right kind. Consult the owner's manual for any safety tips.
Following Distance
Regardless of how slow the person is moving in a vehicle be sure to leave safe following distance. Even slow drivers may need to stop fast. In inclement weather, double the distance to avoid rear-ending anyone.
Distractions
It only takes one person to cause an accident. Vigilant drivers are less likely to be involved. Eliminate all distractions, such as loud music, screaming passengers and unstable loads. Leave for every destination with reliable directions and have a navigator in the passenger seat read them aloud if possible. If the driver is lost, it is best to pull over and get reoriented rather than speeding up and slowing down on the roadway. Follow all provincial laws and regulations regarding cell phone use while driving for added safety.
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